Restaurant Insurance

We have an in house facility for providing great value, comprehensive insurance for Restaurants and Take-Away Shops. Including Fish and Chip shops or shops.
Bespoke cover is available where needed or if you are finding others unable to help.

Using our in house facility you are guaranteed a great price for the cover you need.

We are able to quote for almost any catering related business including Restaurants, Fast Food Take-Away's, Fish and Chip Shops, Food Preparation Units, Cafes/Coffee Shops, Kebab Houses, Sandwich Shops. 

We are happy to review your current cover and provide a comparative quote and discuss any gaps in cover you may have.

In addition to the standard covers of your liability, stock, contents, equipment, money, damage to the building or your improvements we are able to include a range of other benefits including:

£500,000 defence cost for a Food Safety Act prosecution
Liability cover extended to deliveries drivers/cyclists
1st Class Claim Service

  • Monthly payment options
  • Legal Expenses Included in our policies for extra peace of mind
  • Terrorism Cover including denial of access 
  • Business Interruption
  • Option to include Equipment Breakdown Cover
  • Option of Directors and Officers Liability Insurance

This is an exclusive in house facility with a UK based ethical not for profit insurer - You will not obtain our offering elsewhere.
We can typically provide a full quotation the same day or a premium indication instantly.

 

Buying restaurant insurance

Restaurant insurance is usually sold as a package, combining a number of different policies under one premium.

The types of policies you need, and the cost of your premium, will be based on a number of factors including:

  • the nature of your business
  • your annual turnover
  • the value of your contents, equipment and stock/
  • your insurance claims history
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